Today's Options^®

Medicare Advantage

Private Fee-For-Service Plan

Your Flexible Medicare Option.
Today’s Options plans focus on giving more coverage, more flexibility, and more value than other types of Medicare Advantage plans or than Original Medicare alone.

2008 Today’s Options plans feature:

• The freedom to choose your doctors and hospitals*
• Low co-pays, premiums and deductibles
• Annual out-of-pocket limit for medical expenses
• Generous health and wellness benefits at no additional cost
• Choice of plans either with or without Part D drug coverage
• And much more!

Today’s Options is a Medicare Advantage Private Fee-for-Service plan (PFFS), which means you are still enrolled in the Medicare program. The difference is our plans provide you more benefits and services than Medicare alone, and can help save you money. Today’s Options offers two types of Medicare Advantage plans – Medicare Advantage (MA) plans and Medicare Advantage Prescription Drug (MAPD) plans.  Choose from six plans including our “Plus” plans, which offer comprehensive medical benefits and prescription drug coverage all in one simple, affordable plan.

Today's Options is offered to Constitution Life customers through our affiliate companies of American Progressive Life & Health Insurance Company of New York and Pyramid Life Insurance Company.

CALL TODAY!
To learn more about Today’s Options, contact your agent, visit www.todaysoptions.com, or call 1-800-679-8472 (TTY/TDD users should call 1-800-679-8472) Monday – Friday, 8AM – 8PM, EST.

Although Today’s Options is contracted by the federal government, Constitution Life and its affiliates are not government agencies, and its employees and agents are not federal employees.

*Provider has to accept the plans Terms and Conditions.

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